Paying for School
Request Information:
By clicking ‘Submit,’ this constitutes your written consent to be emailed, called and/or texted by Phagans’ Cosmetology Colleges at the number(s) you provided, regarding your interest in cosmetology school.
Our financial aid advisors will help you find the options available to you.
We’re committed to helping you find the best way to invest in your education and future career. A variety of financial options are available depending on your program of interest.
Financial aid depends on the program you choose. Some programs qualify for federal aid, and some don’t. What we’ll do is look at your goals, and then our financial aid advisors will walk you through the options that fit you best.
Our job is to help you map out the smartest path—financially and career-wise—so you can move forward with confidence.
Get Personalized Help
Choosing how to pay for school can feel overwhelming—but you don’t have to figure it out alone. Our admissions and financial aid teams are here to answer your questions and help you take the next step.
Fill out the form on this page to connect with an admissions specialist.
Read below for more details on available options.
Scholarships
- The Beauty Changes Lives Foundation offers scholarships and celebrity mentorships throughout the year. Opportunities are available for prospective & current students, as well as licensed cosmetologists.
- The Great Scholarship Program – Given in Memory of Alice Madden Barton
- Joe Francis Haircare Scholarship
- Hans Neumaier Memorial Scholarship
- PBA Minerva Beauty Cosmetology Scholarship
Availability and eligibility vary, see the scholarship websites for application information
Federal Financial Aid (Title IV)
Federal financial aid is available to those who qualify for students enrolled in the following programs:
- Hair Design
- Barbering
- Cadet Instructor
These programs are eligible for funding under Title IV of the Higher Education Act.
Types of Federal Aid Available
Federal Pell Grant
Pell Grants are awarded to undergraduate students with financial need and typically do not need to be repaid. Award amounts vary based on factors such as cost of attendance, enrollment status, and financial need. If a student withdraws before completing their program, a portion of the grant may need to be repaid.
Federal Direct Loans (William D. Ford Direct Loan Program)
Federal student loans are funds that must be repaid with interest. Eligible students and parents borrow directly from the U.S. Department of Education.
Types of Direct Loans include:
- Subsidized Loans – Available to students with financial need. The government pays the interest while you are in school.
- Unsubsidized Loans – Available regardless of financial need. Interest accrues from the time the loan is disbursed.
- PLUS Loans – Available to parents of dependent students, subject to credit approval.
To get started, students should complete the Free Application for Federal Student Aid (FAFSA). Our team is happy to guide you through the process and help you understand your eligibility.
Financial aid is available to those who qualify and is subject to the terms of each program.
For all Federal Financial Aid programs, you begin by filling out the FAFSA – a free application that you can access by clicking the button below. We recommend that you start your FAFSA right away because they can take a couple days to process. In order for us to help you with financial planning for college, we’ll need the information from your FAFSA.
Other Ways to Pay for School
If your program is not eligible for federal financial aid, there are still options available. We work with students individually to find solutions that fit their needs, which may include:
- Flexible payment plans
- Scholarships (when available)
- Third-party funding sources
Our goal is to help you move forward with confidence – no matter which program you choose.